An 85-year-old widow has filed a lawsuit against several companies and individuals she claims deceived her into an expensive solar panel installation. The lawsuit names as defendants Sunco Capital, LLC; ATTYX, LLC; ATTYX Utah, LLC; Solar Mosaic, LLC; Mosaic Funding VIII, LLC; WebBank; and Grant Young.
According to the complaint, plaintiff Jean Richardson initially sought to repair a leak in her roof. She alleges the defendants misled her into believing they were offering a government program that would repair her roof through the installation of solar panels at a reduced cost. Instead, she claims she was induced into signing a contract on a tablet for a solar panel system costing $168,160—far above the promised $24,680 after tax incentives. Despite being assured of federal and state tax credits totaling $49,520, Richardson later discovered these promises were false.
The lawsuit alleges Richardson was asked to sign contracts with extremely small text on a tablet without being given paper copies or adequate time to review them. She further claims that after the installation—which allegedly caused structural damage to her home—the defendants placed liens on her property and harmed her credit score.
Richardson accuses the defendants of violating the Truth in Lending Act (TILA) and New York General Business Law § 349. She is seeking actual and statutory damages under TILA for failure to provide meaningful disclosure of credit terms, punitive damages for fraud, and penalties under New York law prohibiting deceptive business practices. She also seeks civil penalties to be paid into an Elderly Victim Fund due to the alleged disproportionate impact on older individuals.
The plaintiff is represented by attorneys at the Consumer Justice for the Elderly: Litigation Clinic at St. John’s University School of Law. The case was filed in the United States District Court for the Eastern District of New York under Case ID 1:25-cv-04163.